The largest archipelago in the world, home to 20% of ASEAN's fintech firms, is predicted to produce $8.6 billion in fintech income by 2025. The 90 million unbanked Indonesians are unquestionably the driving force behind the expansion of the sector, as is abundantly clear. Furthermore, there was no better time for the increase in mobile internet penetration to reach over 195 million users. The $80 billion credit gap affecting Indonesia's 63 million MSMEs—81 percent of which lack access to financial products—has also been identified as being best addressed via fintech. Crypto events