3 Coins That Had Their Moment in 2024 - and Are Extending Their Run in 2025

2024 Crypto Highlights: $CHO, $XRP, $ONDO Set for 2025 Growth

As 2024 draws to a close, it’s safe to call it one of crypto’s most exciting years yet, with Bitcoin soaring to an all-time high of $108,200 in December. The market certainly flourished across the board, but utility tokens truly stole the spotlight. Among the standouts, Choise.ai ($CHO), Ripple ($XRP) and Ondo Finance ($ONDO) didn’t just ride the wave – they soared beyond expectations. Wrapping up the year on a high note, these tokens seem to be just hitting their stride, with their momentum set to continue into 2025.

Choise.ai ($CHO) 

Choise.ai, an award-winning enterprise crypto platform with over a million users, has been named crypto.news' choice for the best project with utility tokens of 2024. No wonder Choise.ai took home the title, as its native token, $CHO, has been steadily gaining layers of utility throughout 2024 as the platform has expanded its offerings. These offerings include different Choise.ai ecosystem products such as a B2C crypto banking app – Choise.com, an AI-powered Layer 2 blockchain platform – Entropy, a decentralized perpetual trading platform – PerpeX, and several others. 

In December, Choise.ai shared news of its collaboration with Vault, a B2B platform focused on white-label crypto banking solutions, on the Meme Bank project. This new initiative aims to give meme coins real-world utility by allowing users to spend them through Visa and Mastercard, enabling payments for everyday goods and services among other things. Each meme coin will have its own dedicated bank within Meme Bank, with additional features like token burns and staking options, all designed to increase the overall functionality of meme coins.

For $CHO holders, this development could have a significant impact. As part of the transactions in each meme bank, portions of $CHO will be burned, alongside the relevant meme coins, reducing supply and increasing scarcity of both coins. With millions of transactions expected, this creates an environment where demand could drive $CHO’s value higher.

Adding fuel to the fire, Choise.ai teased the upcoming launch of its first meme bank, with many speculating that $DOGE will be the first coin supported. This would tap into the massive $DOGE community, with over six million active holders, further fueling the momentum. With the burning mechanism in place, $DOGE's supply would also decrease, which could lead to higher scarcity and influence its price in the future.

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Choise.ai also announced the appointment of Ryan Horn, a former Binance executive known for his partnerships with global figures like Cristiano Ronaldo, to its Board of Directors. This addition promises to boost the platform’s credibility and open the door to further high-profile partnerships.

Earlier this year, $CHO's impressive 700% surge was partly driven by its listing on BingX, complementing its existing presence on platforms like KuCoin and MEXC. Now, excitement is growing around the potential upcoming listing on another tier-1 CEX, which could expand its reach and spark increased demand. 

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Given the ongoing momentum within Choise.ai’s ecosystem, similar to what fueled the previous surge, $CHO looks well prepared to hit new highs in 2025. 

Ripple ($XRP) 

$XRP had a momentous 2024, as Ripple Labs finally hit a major turning point in the lawsuit. A U.S. court approved a motion to fast-track the final judgment, a move that could finally bring resolution to a case that has hovered over $XRP for years. 

Earlier in the year, Ripple’s victory against the SEC already sent ripples (no pun intended) through the crypto world, influencing regulatory discussions across the U.S. Legal experts like pro-XRP lawyer Jeremy Hogan have speculated that the case could fully wrap up by mid-2025, particularly if there’s a shift in leadership at the SEC. 

December added even more fuel to the fire with rumors about an XRP Exchange-Traded Fund (ETF). These talks drove $XRP to a yearly high of $2.70, its best price since 2018, capping off a stellar 249% rise in 2024. If the ETF materializes, it could open up $XRP to a whole new group of investors through traditional stock markets, letting them gain exposure to the token’s performance without having to navigate the complexities of crypto wallets and private keys.

$XRP’s all-time high of $3.40 still stands, but the momentum building around the token suggests 2025 might finally see it surpassed. With the lawsuit nearing its conclusion, potential ETF launches, and increasing interest from both retail and institutional investors, $XRP seems ready to carry its strong 2024 into an even bigger year ahead.

Ondo Finance ($ONDO)

$ONDO has been on a steady rise, recently reaching a peak of $2 on December 17, which represents an impressive 327% increase from its August low. This growth has been significantly influenced by the activity of World Liberty Finance (WLFI), an investment platform linked to Donald Trump. WLFI has purchased over $250,000 worth of $ONDO tokens, adding to its ongoing acquisitions of other assets like Ethereum ($57 million), USDC ($6.1 million), and AAVE ($2.3 million).

The influence of WLFI extends beyond its recent $ONDO purchases. Its diversified portfolio includes Bitcoin derivatives, Chainlink, Ethena, Grok, and REKT, with total holdings now exceeding $83.7 million, according to Nansen. These investments highlight WLFI’s broader interest in blockchain ecosystems, where Ondo Finance is starting to stand out more.

Ondo Finance itself is benefiting from growing interest in the tokenization of real-world assets. Its total value locked (TVL) has reached $615 million, driven by $449 million in its US Dollar Yield tokens and $173 million in tokenized US Treasuries. This robust growth underscores $ONDO’s ability to meet rising demand for innovative financial products.

Looking ahead, real-world asset tokenization is expected to expand significantly, with analysts forecasting a market size of $50 billion by 2025. Ondo Finance is well-positioned to capitalize on this trend. Over the past year, $ONDO has seen over 800% growth, and while it is currently trading at $1.49, the token shows resilience and potential for further progress in a rapidly evolving industry.

Summary

While $XRP and $ONDO have had their moments and show potential for 2025, $CHO is the one with the most upside. Choise.ai winning the 2024 crypto.news awards, $CHO’s expanding role in the ecosystem is expanding, and the launch of the Meme Bank project (possibly starting with DOGE Bank) – all this sets the stage for even more growth. As utility increases and token burns begin, $CHO looks poised to climb even higher in 2025.